Here is an interesting video on the effectiveness of microcredit to give the needy of this world a "hand up" . Though the amounts advanced may not seem large nonetheless great success is achieved. Not only do individuals benefit but their families and entire communities do as well.
I have seen at first hand the effectiveness of microcredit in use in many parts of the world. And it is not limited to Nicaragua – I have seen successful "grass roots" projects in operation throughout Asia, Africa, Latin America and the Pacific. The principles are very sound, and the schemes are well monitored and well managed.
But let' s not forget that the same principles can be applied in the First World. Many people just want a " fair go" – that is, a " hand up" , not just a "hand out".
Here is the video:
To learn more about how microcredit can and is changing the world, how it is making a Real DifferenceClick Here.
Like us @ www.facebook.com People need a hand-up, not a hand-out. That’s Fairbourne Consulting in a nutshell. Fairbourne Consulting explores, tests, and develops micro-franchises businesses for people lacking opportunity in developing nations. They’re unique approach to answering ills within the social sector is going to become the standard approach some day, very soon.
Felicia Atkinson, Percy Smith, and Vince Collasso know the true meaning of “a hand-up, not a hand out.” These three individuals have risen above numerous life obstacles with the help of StreetWise and are a true example of what our organization can do for a person who is willing to help themselves.
WEE BOX, BIG Change returns and this Lent we are focusing on disability in India. Join thousands across Scotland by raising funds for people living in poverty. Give up a treat and then fill your WEE BOX with what you would have spent. Help SCIAF reach those in the developing world who need a hand up, not a hand out.
bit.ly Wheelock College’s graduate student speaker, Sobhan Namvar, encouraged the students at Wheelock College’s Commencement Ceremony on May 13, 2011 to continue on the their path to becoming “professional change agents.” Sobhan says he feels thankful for being able to go to grad school with passionate students who are connected to different backgrounds, cultures, religions, and ethnicities. He is happy to say that he had a curriculum that emphasizes human rights, a generalist view, and a strength-based focus in order to improve his community and beyond. Sobhan notes that we are all one collective that sees change as a hand up, not a hand out, and who have learned to evaluate the world through a unique yet global perspective.
The restaurant Los Mecates on Padre Island Highway in Brownsville, has been serving-up Mexican dishes for the past four years. Owner Steven Harrison said he was a faithful Food Channel viewer and his wife had previous experience in the restaurant business. He said opening a restaurant of their own, seemed like the perfect thing to do, until they asked for a bank loan. “(They) helped me in the beginning as much as they could, but then the recession hit which nobody knew it was coming, and I needed more money,” Harrison said. Harrison said the bank, unable to lend him the money he needed, referred the entrepreneur to Accion Texas, a nonprofit group that loans small businesses anywhere from 0 to 0000. “They helped me fill-out the paperwork, and pretty soon,” Harrison said, “they had money for me to come get to keep me in business.” Accion Texas President and CEO Janie Barrera said Los Mecates is just one of thousands the organization has helped. On Wednesday, the group presented a loan to a Harlingen-based construction company. “The average credit score of one of our customers is 575,” Barrera said. “The cut-off at a bank is 680, so what we’re able to do is be a little bit more flexible because we are a non-for-profit. Banks are regulated – they would love to do some of these loans – but they can’t.” Many banks work with Accion Texas and refer small business owners to the organization, which Barrera said is doing more than just lending money. “We see this as a hand up …
Homeless couple with child explain they are looking for work and how they got into the situation in San Luis Obispo County California. They are doing their best. See more interesting things such as real estate, fun in the sun at www.juliawaldorf.com
